The Marketplace (www.HealthCare.gov) is your source for federally regulated and subsidized health insurance. If you have questions about or issues with using the Marketplace and obtaining coverage, please call the federal government at (800) 318-2596. (Once you have coverage, please contact the Insurance Department with questions or concerns, at 1-800-852-3416 or (603) 271-2261, or by email at email@example.com.)
Eligible participants can enroll in the insurance marketplace during the open enrollment period. For 2019 coverage, the enrollment period is Nov. 1, 2018 to Dec. 15, 2018. During this time, you can enroll in a Marketplace plan through www.HealthCare.gov. The only time you can enroll for insurance outside of the open enrollment period is if you qualify for a special enrollment period of 60 days following qualifying life events.
We are committed to making sure Granite Staters have important information about the open enrollment period and the resources available to them to find and afford critical health care coverage. It is important that you sign up by December 15th, regardless of whether this is your first time getting covered or if you are returning to shop and save. Coverage could be cheaper than you think -- last year, 8 in 10 people qualified for financial help to make their monthly premiums more affordable and most people found plans available between $50 to $100 per month. Even if you had coverage through HealthCare.gov in the past, plans change so you should still update your information and double-check your network coverage for doctors and prescriptions, or see if you qualify for more cost-savings.
Health Insurance Plans:
In 2019, three insurance companies will offer individual plans on the New Hampshire Marketplace: Anthem, Ambetter from NH Healthy Families, and Harvard Pilgrim Health Care.
For your coverage to begin on January 1, 2019, you will need to enroll by December 15, 2018. You can enroll in an individual insurance plan outside of the open enrollment period only if you qualify for a special enrollment period of 60 days following qualifying life events. You will need to pay your first premium by your insurance company’s due date before your 2019 coverage will take effect.
Federal Assistance Based on Income Levels Is Available for 2019:
Depending on your income level, you may qualify for financial assistance for paying premiums and/or out-of-pocket costs for a health insurance plan bought through the Marketplace, or for no-cost or low- cost coverage under the New Hampshire Granite Advantage Program. All of these subsidies are available for 2019 plans, so long as you sign up during open enrollment.
When you complete an application on www.HealthCare.gov, you will be prompted to enter your “tax household” size and financial information. After completing the application, you will be notified if you qualify for financial assistance for a Marketplace plan or for coverage through the New Hampshire Granite Advantage Program.