Covering NH

2019 Open Enrollment runs November 1, 2018 - December 15, 2018

(800) 318-2596

Covering New Hampshire is the official resource for Granite Staters to learn about the Health Insurance Marketplace and the affordable health insurance plans that are now available to you.

2019 Open Enrollment is Here.
Get Covered New Hampshire!


Check out plans now. Enroll or renew from November 1 to December 15. If you don't have health insurance through a job, Medicare, Medicaid, the Children's Health Insurance Program (CHIP), or another source that provides qualifying health coverage, the Marketplace can help you get covered. Your savings depend on your expected household income for the year. Over 8 in 10 people who apply are eligible to save.



You can apply for coverage 5 ways

NH: You can apply any way that works for you:

Online

By phone 1-800-318-2596

With in-person help

Through an agent or broker

With a paper application

Click Here To Learn If You Qualify For Healthcare Savings

Buyer Beware of "Alternative Options" for 2019 Health Coverage

Click Here To See How Much Financial Help You May Recieve

 

What

The Marketplace (www.HealthCare.gov) is your source for federally regulated and subsidized health insurance. If you have questions about or issues with using the Marketplace and obtaining coverage, please call the federal government at (800) 318-2596. (Once you have coverage, please contact the Insurance Department with questions or concerns, at 1-800-852-3416 or (603) 271-2261, or by email at consumerservices@ins.nh.gov.)

Who

Eligible participants can enroll in the insurance marketplace during the open enrollment period. For 2019 coverage, the enrollment period is Nov. 1, 2018 to Dec. 15, 2018. During this time, you can enroll in a Marketplace plan through www.HealthCare.gov. The only time you can enroll for insurance outside of the open enrollment period is if you qualify for a special enrollment period of 60 days following qualifying life events.  

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Health Insurance Plans:

In 2019, three insurance companies will offer individual plans on the New Hampshire Marketplace: Anthem, Ambetter from NH Healthy Families, and Harvard Pilgrim Health Care.

For your coverage to begin on January 1, 2019, you will need to enroll by December 15, 2018. You can enroll in an individual insurance plan outside of the open enrollment period only if you qualify for a special enrollment period of 60 days following qualifying life events. You will need to pay your first premium by your insurance company’s due date before your 2019 coverage will take effect.

Federal Assistance Based on Income Levels Is Available for 2019:

Depending on your income level, you may qualify for financial assistance for paying premiums and/or out-of-pocket costs for a health insurance plan bought through the Marketplace, or for no-cost or low- cost coverage under the New Hampshire Granite Advantage Program. All of these subsidies are available for 2019 plans, so long as you sign up during open enrollment.

When you complete an application on www.HealthCare.gov, you will be prompted to enter your “tax household” size and financial information. After completing the application, you will be notified if you qualify for financial assistance for a Marketplace plan or for coverage through the New Hampshire Granite Advantage Program.

More information on 2019 plans:

 To compare individual plans by metal level category, services offered, and out-of-pocket expenses.

 For a more detailed look at the networks available through the 2019 Marketplace.

 The Insurance Department website can help you find an enrollment assister to walk you through how to use the Marketplace or a licensed agent or broker who can help you select a plan.

 More information on the Granite Advantage Health Care Program is available from the NH Department of Health and Human Services.

© Covering New Hampshire 2018