Covering NH

2019 Open Enrollment is over. Still need health insurance? You can enroll in or change plans if you have certain life changes, or qualify for Medicaid or CHIP.

(800) 318-2596

Click Here To Check Out Insurance Plans and see if you Qualify

Covering New Hampshire is the official resource for Granite Staters to learn about the Health Insurance Marketplace and the affordable health insurance plans that are now available to you.
Check out plans, enroll or renew now.

We are in a Special Enrollment Period: A time outside the yearly Open Enrollment Period when you can sign up for health insurance. You qualify for a Special Enrollment Period if you've had certain life events, including losing health coverage, moving, getting married, having a baby, or adopting a child.

Court’s decision does not affect 2019 enrollment or coverage.

Buyer Beware of "Alternative Options" for 2019 Health Coverage - Learn More

 

What

The Marketplace (www.HealthCare.gov) is your source for federally regulated and subsidized health insurance. If you have questions about or issues with using the Marketplace and obtaining coverage, please call the federal government at (800) 318-2596. (Once you have coverage, please contact the Insurance Department with questions or concerns, at 1-800-852-3416 or (603) 271-2261, or by email at consumerservices@ins.nh.gov.)

Who

Eligible participants can enroll in the insurance marketplace during the open enrollment period. For 2019 coverage, the enrollment period is Nov. 1, 2018 to Dec. 15, 2018. During this time, you can enroll in a Marketplace plan through www.HealthCare.gov. The only time you can enroll for insurance outside of the open enrollment period is if you qualify for a special enrollment period of 60 days following qualifying life events.  

 

How

We are committed to making sure Granite Staters have important information about the open enrollment period and the resources available to them to find and afford critical health care coverage. It is important that you sign up by December 15th, regardless of whether this is your first time getting covered or if you are returning to shop and save. Coverage could be cheaper than you think -- last year, 8 in 10 people qualified for financial help to make their monthly premiums more affordable and most people found plans available between $50 to $100 per month. Even if you had coverage through HealthCare.gov in the past, plans change so you should still update your information and double-check your network coverage for doctors and prescriptions, or see if you qualify for more cost-savings. 

Click Here To Find Local Help in New Hampshire

 

Health Insurance Plans:

In 2019, three insurance companies will offer individual plans on the New Hampshire Marketplace: Anthem, Ambetter from NH Healthy Families, and Harvard Pilgrim Health Care.

For your coverage to begin on January 1, 2019, you will need to enroll by December 15, 2018. You can enroll in an individual insurance plan outside of the open enrollment period only if you qualify for a special enrollment period of 60 days following qualifying life events. You will need to pay your first premium by your insurance company’s due date before your 2019 coverage will take effect.

Federal Assistance Based on Income Levels Is Available for 2019:

Depending on your income level, you may qualify for financial assistance for paying premiums and/or out-of-pocket costs for a health insurance plan bought through the Marketplace, or for no-cost or low- cost coverage under the New Hampshire Granite Advantage Program. All of these subsidies are available for 2019 plans, so long as you sign up during open enrollment.

When you complete an application on www.HealthCare.gov, you will be prompted to enter your “tax household” size and financial information. After completing the application, you will be notified if you qualify for financial assistance for a Marketplace plan or for coverage through the New Hampshire Granite Advantage Program.

More information on 2019 plans:

Click Here to compare individual plans by metal level category, services offered, and out-of-pocket expenses.

Click Here for a more detailed look at the networks available through the 2019 Marketplace.

Click Here for the Insurance Department website and find an enrollment assister to walk you through how to use the Marketplace or a licensed agent or broker who can help you select a plan.

Click Here for more information on the Granite Advantage Health Care Program is available from the NH Department of Health and Human Services.

© Covering New Hampshire 2019