The Health Insurance Marketplace
2018 Open Enrollment is over.
Still need health insurance?
You can enroll in or change plans if you have certain life changes, or qualify for Medicaid or CHIP
Outside the Open Enrollment Period, you can enroll in a private health plan through the Marketplace only if you qualify for a Special Enrollment Period.
The 20,000 Minuteman Health members who must find a new individual health insurance plan for 2018 have a reprieve from the federal government: They qualify for a special enrollment period that would allow them to select a new plan until March 1.
You can qualify for a Special Enrollment Period if either of the following applies to you:
- You have a qualifying life event like having a baby, getting married, or losing minimal essential coverage. Learn more about Special Enrollment Periods and other coverage options outside Open Enrollment.
- Experience an exceptional circumstance
- Experience a Marketplace enrollment or plan information display error
- You live or previously lived in a state that hasn’t expanded Medicaid and you become newly eligible for help paying for a Marketplace insurance plan because of an increase in household income or move
- Be determined ineligible for Medicaid or CHIP
- Gain or become a dependent due to a child support or other court order
- Experience domestic abuse/violence or spousal abandonment
- Get an appeal decision that’s in your favor
New Hampshire residents who are buying a plan on HealthCare.gov should update their applications and actively compare plan options. If you don’t have insurance, aren’t happy with your current coverage, or are looking for a more affordable plan, the Health Insurance Marketplace provides you with new options to find health coverage that fits your budget. You can search and compare plans online, and quickly see if there’s a plan that works for you.
5 Facts you need to know:
1. Open enrollment on the Health Insurance Marketplace lasts until December 15 on HealthCare.gov. Beat the rush and sign up early.
2. No matter if this is your first time getting covered or you are returning to shop and save, you must take action by December 15.
3. Those who choose to go without health insurance may have to pay a penalty. There is a minimum penalty of $695 for not having health insurance.
4. Coverage could be more affordable than you think - and there is a possibility to receive financial help. Last year, 8 in 10 people qualified for financial help - for most people, that meant they could find premiums between $50 and $100 per month.
5. Free help is available. If you have questions about signing up or want to talk through your options with a trained professional, free help is just a call or click away. Call 1-800-318-2596 or click here to get local help.