Covering NH

Let's Get Covered New Hampshire!

(800) 318-2596

Get Covered. Stay Informed.

Open Enrollment for 2027 started November 1, 2026.

This is your opportunity to enroll in, renew, or change a health insurance plan through HealthCare.gov.

Know Your Deadlines

November 1, 2026: Open Enrollment begins.

December 15, 2026: Last day to select a plan for coverage starting January 1, 2027.

January 15, 2027: Open Enrollment ends. Plans selected December 16 through January 15 generally start February 1, 2027.

Pay your first premium by your insurance company’s deadline to activate your coverage.

Already Have a Marketplace Plan?

Take time to review your options for 2027. Check your renewal notice, update your application with your expected household income and household size, and compare available plans.

Look beyond the monthly premium: review deductibles, copayments, prescription coverage, and whether your doctors and hospitals participate in the plan. Check what financial assistance you qualify for before choosing coverage.

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Covering New Hampshire is your free, unbiased resource for understanding health coverage in the Granite State—whether you’re comparing Marketplace plans, exploring financial assistance, or checking eligibility for Medicaid or CHIP.

Need Help Enrolling?

Visit HealthCare.gov or call the Marketplace Call Center at 1-800-318-2596.
TTY: 1-855-889-4325

For free assistance from a trained enrollment assister in your community, visit Find Local Help.

Questions About Your Insurance?

For help with health insurance questions, complaints, or concerns, contact the New Hampshire Insurance Department:

1-800-852-3416
603-271-2261
consumerservices@ins.nh.gov

Prepare for the Year Ahead

Read your Marketplace and insurer notices carefully, respond to requests for information, and keep your application up to date. Understanding your options now can help you choose coverage that fits your health needs and budget for 2027.

Find In Person Help

NH Navigator is your free, non-biased expert for enrolling in NH Medicaid and the ACA Health Insurance Marketplace.

They do more than just enrollment—they guide you through every step of the application, help you compare plans, and determine if you qualify for financial assistance to lower your monthly costs. Plus, their unique "Coverage to Care" program checks in with you throughout the year to ensure you're satisfied with your plan and know how to use it.

ACA Open Enrollment runs November 1st to January 15th. Enroll by December 15th to guarantee coverage starts on January 1st!

Book your free, confidential appointment (available by phone or virtually) with a trained Navigator today! Call 1-877-211-NAVI or visit https://lnkd.in/eMHWE5Nd

Via Foundation for Healthy Communities


Find Local Help

Insurance Brokers

In addition to in-person assisters, there are many certified insurance agents and brokers across the state who can assist you in signing up for a Marketplace insurance plan. 

Find An Insurance Broker

Other Resources

In addition to Covering New Hampshire, there are many state and federal resources available to you as you’re reviewing your health insurance options. 

The Health Insurance Marketplace offers options for people to get health insurance who can’t get it through a job, Medicare, Medicaid or another qualifying source. The Marketplace has a variety of private health insurance policies you can pick from. What you pay depends on your income. Most people will qualify for a new monthly tax credit (Advanced Premium Tax Credit) that will lower your monthly payments right away. Also, some people will qualify for help paying their co-pays and deductibles. Eight out of ten people will qualify for immediate savings to help pay their monthly premiums. 

Healthcare.gov: The online portal to the Health Insurance Marketplace. Here, you can enroll online in a plan through the Marketplace.

Free help is available. If you have questions about signing up or want to talk through your options with a trained professional, free help is just a call or click away. Call 1-800-318-2596 or visit http:// localhelp.healthcare.gov. 

  • www.healthcare.gov

  • Apply by Phone: 1-800-318-2596 (TTY: 1-855-889-4325)

  • Available 24 hours a day, 7 days a week (except holidays)

New Hampshire Insurance Department: The department of the state government responsible for regulating the insurance industry in New Hampshire.  The New Hampshire Insurance Department’s mission is to promote and protect the public good by ensuring the existence of a safe and competitive insurance marketplace through the development and enforcement of the insurance laws of the State of New Hampshire. Contact them with any questions or concerns you may have regarding your insurance coverage at 1‐800‐ 852‐3416 or (603) 271‐2261, or by email at consumerservices@ins.nh.gov. For more information, visit www.nh.gov/insurance.

  • Insurance Department Consumer Hotline: 1-800-852-3416

  • NH HealthCost: HealthCost was developed by the New Hampshire Insurance Department to improve the price transparency of health care services in New Hampshire.

New Hampshire Department of Health and Human Services: The department of the state government responsible for the health, safety and well being of Granite Staters.  

© Covering New Hampshire 2015-25