Covering NH

Open Enrollment for 2020 health plans starts November 1, 2019. Important dates to note: November 1, 2019: Open Enrollment starts — first day you can enroll, re-enroll, or change a 2020 insurance plan through the Health Insurance Marketplace. Coverage can start as soon as January 1, 2020.

(800) 318-2596

Click Here To Check Out Insurance Plans and see if you Qualify

Covering New Hampshire is the official resource for Granite Staters to learn about the Health Insurance Marketplace and the affordable health insurance plans that are now available to you.
Check out plans, enroll or renew now.

All Marketplace plans cover essential health benefits, pre-existing conditions, and preventive care. This is true for all plan categories (all “metal levels,” including Catastrophic plans) and all plan types (like HMO and PPO). Starting on November 1, 2019, you can enroll in or renew a plan for 2020, so you can continue to get these benefits.

Not withstanding changes to the Affordable Healthcare Act, open enrollment for 2020 is happening. During open enrollment, you can enroll in a healthcare plan via the Affordable Healthcare Act as in past years. 2020 Open Enrollment Period runs from November 1, 2019 to December 15, 2019.

New Hampshire residents who get health insurance through the ACA will see a modest decrease in monthly premiums in 2020 under proposed rates. The New Hampshire Insurance Department says the proposed average premium for a benchmark individual plan in 2020 would be $440, or 2.5 % lower than 2019.

Find In Person Help

AssiStance:

If you want to receive federal financial assistance to pay for a plan, you will need to enroll through the Marketplace (HealthCare.gov). An insurance agent or enrollment assister can help you with this process. If you are enrolled in Marketplace coverage for 2018, you will receive renewal information from your insurance company and the Marketplace. Even if you liked your plan for 2018, it is important to update your application and look at your options for 2019 because plan benefits and networks change from year to year.

You can buy a plan outside of the federal Marketplace – through an insurance agent or directly from an insurance company – and it will cover the same essential services as a Marketplace plan. If you are enrolled in the New Hampshire Health Protection Program, you will receive information from the New Hampshire Department of Health and Human Services about how to select a plan for 2019 under the new New Hampshire Granite Advantage Program. Have questions? Want to learn more about the Marketplace? Want to start reviewing plan options? 


Insurance Brokers

In addition to in-person assisters, there are many certified insurance agents and brokers across the state who can assist you in signing up for a Marketplace insurance plan. 


Other Resources

In addition to Covering New Hampshire, there are many state and federal resources available to you as you’re reviewing your health insurance options. 

First Choice Services is a a free, non-profit program available to all NH state residents. They offer free enrollment assistance. If you have questions or need assistance contact them today. 1-877-211-NAVI or at https://acanavigator.com/nh/contact

The Health Insurance Marketplace offers options for people to get health insurance who can’t get it through a job, Medicare, Medicaid or another qualifying source. The Marketplace has a variety of private health insurance policies you can pick from. What you pay depends on your income. Most people will qualify for a new monthly tax credit (Advanced Premium Tax Credit) that will lower your monthly payments right away. Also, some people will qualify for help paying their co-pays and deductibles. Eight out of ten people will qualify for immediate savings to help pay their monthly premiums. 

Healthcare.gov: The online portal to the Health Insurance Marketplace. Here, you can enroll online in a plan through the Marketplace.

Free help is available. If you have questions about signing up or want to talk through your options with a trained professional, free help is just a call or click away. Call 1-800-318-2596 or visit http:// localhelp.healthcare.gov. 

  • www.healthcare.gov

  • Apply by Phone: 1-800-318-2596 (TTY: 1-855-889-4325)

  • Available 24 hours a day, 7 days a week (except holidays)


New Hampshire Insurance Department: The department of the state government responsible for regulating the insurance industry in New Hampshire.  


New Hampshire Department of Health and Human Services: The department of the state government responsible for the health, safety and well being of Granite Staters.  


NH HealthCost: HealthCost was developed by the New Hampshire Insurance Department to improve the price transparency of health care services in New Hampshire.

© Covering New Hampshire 2019