Covering NH

Let's Get Covered New Hampshire!

(800) 318-2596

Get Covered. Stay Informed.

Open Enrollment for 2026 has closed.
If you enrolled in a Marketplace plan, your coverage is now set for 2026.

If you missed Open Enrollment, you may still be able to get coverage outside the enrollment window if you qualify for a Special Enrollment Period due to a life event such as:

Losing health coverage

Moving

Getting married or divorced

Having a baby or adopting a child

Changes in household income

You may also be eligible for Medicaid or CHIP, which are available year-round.

Covering New Hampshire is your free, unbiased resource for understanding health coverage in the Granite State. Whether you’re reviewing your current plan, checking eligibility for Medicaid or CHIP, or preparing for the next Open Enrollment — you’re in the right place.

Need Help Right Now?

Call (800) 318-2596 to be connected with a trained health coverage navigator who can help you understand your options.

If you have questions about your coverage after enrolling, contact the New Hampshire Insurance Department:

1-800-852-3416

(603) 271-2261

consumerservices@ins.nh.gov

Looking Ahead

Learn how the Affordable Care Act (ACA) affects health coverage in New Hampshire — including Marketplace plans, premium tax credits, Medicaid expansion, and local consumer support — so you’re prepared for changes and the next Open Enrollment period in the fall of 2026.

Find In Person Help

NH Navigator is your free, non-biased expert for enrolling in NH Medicaid and the ACA Health Insurance Marketplace.

They do more than just enrollment—they guide you through every step of the application, help you compare plans, and determine if you qualify for financial assistance to lower your monthly costs. Plus, their unique "Coverage to Care" program checks in with you throughout the year to ensure you're satisfied with your plan and know how to use it.

ACA Open Enrollment runs November 1st to January 15th. Enroll by December 15th to guarantee coverage starts on January 1st!

Book your free, confidential appointment (available by phone or virtually) with a trained Navigator today! Call 1-877-211-NAVI or visit https://lnkd.in/eMHWE5Nd

Via Foundation for Healthy Communities


Find Local Help

Insurance Brokers

In addition to in-person assisters, there are many certified insurance agents and brokers across the state who can assist you in signing up for a Marketplace insurance plan. 

Find An Insurance Broker

Other Resources

In addition to Covering New Hampshire, there are many state and federal resources available to you as you’re reviewing your health insurance options. 

The Health Insurance Marketplace offers options for people to get health insurance who can’t get it through a job, Medicare, Medicaid or another qualifying source. The Marketplace has a variety of private health insurance policies you can pick from. What you pay depends on your income. Most people will qualify for a new monthly tax credit (Advanced Premium Tax Credit) that will lower your monthly payments right away. Also, some people will qualify for help paying their co-pays and deductibles. Eight out of ten people will qualify for immediate savings to help pay their monthly premiums. 

Healthcare.gov: The online portal to the Health Insurance Marketplace. Here, you can enroll online in a plan through the Marketplace.

Free help is available. If you have questions about signing up or want to talk through your options with a trained professional, free help is just a call or click away. Call 1-800-318-2596 or visit http:// localhelp.healthcare.gov. 

  • www.healthcare.gov

  • Apply by Phone: 1-800-318-2596 (TTY: 1-855-889-4325)

  • Available 24 hours a day, 7 days a week (except holidays)

New Hampshire Insurance Department: The department of the state government responsible for regulating the insurance industry in New Hampshire.  The New Hampshire Insurance Department’s mission is to promote and protect the public good by ensuring the existence of a safe and competitive insurance marketplace through the development and enforcement of the insurance laws of the State of New Hampshire. Contact them with any questions or concerns you may have regarding your insurance coverage at 1‐800‐ 852‐3416 or (603) 271‐2261, or by email at consumerservices@ins.nh.gov. For more information, visit www.nh.gov/insurance.

  • Insurance Department Consumer Hotline: 1-800-852-3416

  • NH HealthCost: HealthCost was developed by the New Hampshire Insurance Department to improve the price transparency of health care services in New Hampshire.

New Hampshire Department of Health and Human Services: The department of the state government responsible for the health, safety and well being of Granite Staters.  

© Covering New Hampshire 2015-25